Financial Wellness Think Tank™

The Financial Wellness Think Tank was founded to safeguard and advance the financial wellness movement we pioneered in 1999. Through unbiased research informed by extensive proprietary data, we provide insights, showcase best practices, and drive innovation in areas most needed by employers and employees.

Report

Workplace Financial Wellness in America: A Year in Review

Meet our Director
Greg Ward, CFP®

Greg oversees industry-leading research focused on financial wellness best practices and emerging trends. Recent examples include studies on the evolving financial priorities of Millennials and Gen Z, as well as the persistent racial disparities in financial well-being and wealth. Greg served as the Vice Chair of EBRI’s Financial Wellbeing Research Center during the 2020-21 term and frequently shares insights at industry events. He has developed comprehensive industry standards for designing, delivering, and measuring the ROI of financial wellness programs offered as employer-paid benefits.

In partnership with other thought leaders in the space, our Think Tank has quantified the ROI of financial coaching.

Estimated ROI in three key areas:

(per 1,000 employees)

Reducing financial stress

$213,981

Streamlining benefits administration

$174,500

Creating a culture of wellness

$305,143

Learn more about the Financial Wellness Think Tank’s award-winning ROI model

Research and publications

Explore our research and publications for insights and best practices that have been
proven to drive ROI while positively impacting employees’ lives.

The Impact of Artificial Intelligence on Financial Decisions for Retirees

The Impact of Artificial Intelligence on Financial Decisions for Retirees

This essay explores the profound implications of artificial intelligence (AI) in reshaping the financial landscape for retirees. Artificial Intelligence refers …
couple updating their budget for recession

Think Tank Research Best Practices

In our Workplace Financial Wellness in America report, we saw a substantial increase in the percentage of workerswho said they …
Workplace Financial Wellness in America: A Year in Review

Workplace Financial Wellness in America: A Year in Review

Abstract: Looking back, 2023 was a year of two opposing stories—and two different economies. For investors, stock market gains helped …
Financial Wellness or Cash Flow Band-Aid?

Financial Wellness or Cash Flow Band-Aid?

Abstract: This white paper explores the impact upon the overall financial wellness of workers when using various financial point solution …
2022 Workplace Financial Wellness in America: A Year in Review

2022 Workplace Financial Wellness in America: A Year in Review

Abstract: The state of financial wellness of the U.S. workforce fell in 2022 as high inflation and economic uncertainty raised …
Infographic: Coach to Advisor Case Study

Infographic: Coach to Advisor Case Study

How one family brought their Financial Coach and Financial Advisor together to optimize outcomes …

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we change financial lives?